IZZIPAYLending

Lending Engine

Flexible credit products at scale

Configurable lending platform supporting consumer loans, business credit, BNPL, overdrafts, and credit lines with automated decisioning.

<10s

Decision Time

65%

Approval Rate

<2%

NPL Ratio

15+

Products

Key Features

View all features →
Loan origination
Credit decisioning
Automated disbursement
Repayment scheduling
Collections
BNPL

API Endpoints

Full API docs →
POST/v1/lending/applicationsSubmit loan application
POST/v1/lending/decisions/autoRun auto-decisioning
GET/v1/lending/loans/:id/scheduleGet repayment schedule

Quick example

bash
curl -X POST \
  https://api.izzipay.com/v1/lending/applications \
  -H "Authorization: Bearer sk_test_..." \
  -H "Content-Type: application/json"

Connected Modules

loan-originationdecision-enginedisbursementcollection-enginescoring

Use Cases

Consumer lending

SME credit

Buy Now Pay Later

Salary advances

Ready to integrate Lending Engine?

Get started with our sandbox environment or talk to our team.

View PricingTry Sandbox